Insurtech share: AI hits billion-dollar market
With a premium volume of $7.5 trillion, the insurance industry is one of the world's largest industries – yet, technologically, it's stagnating in many areas. This is precisely where a US-based insurtech company is coming in, aiming to set new standards with AI, automation, and data-driven processes. From contract signing to claims settlement, everything is digital – fast, streamlined, and efficient.
The automotive sector, in particular, is becoming a growth driver: Cross-sales with existing customers have recently more than doubled, and artificial intelligence is taking over real-time pricing. The offering now reaches around 40 percent of the US population, and the trend is rising.
In the first quarter of 2025, the company exceeded the $1 billion mark in recurring premiums for the first time – an increase of 27 percent. The gross loss ratio remained stable at 73 percent despite challenging market conditions and natural events such as the California wildfires. Revenue climbed to over $150 million, exceeding expectations. The company aims to exit the operating loss zone by the end of 2026.
The trend reversal is also visible from a technical perspective: After a sharp setback in previous years, the share has stabilized, recaptured the 50-day line, and is now aiming for the next stage.
Read in the new issue of DER AKTIONÄR (from page 10) why this smart competitor with an AI-based business model, digital processes and a clear vision has the potential to rethink the insurance industry – and how risk-tolerant investors can benefit from it.
Other topics in the magazine:
Higher, faster, more efficient!
To remain competitive, companies around the world are investing in expanding and automating their warehouses and delivery processes. This week's Top Tip is perfectly positioned with its products to benefit from this development. (p. 30)
Robotaxis – “The next big thing”
Waymo and Zoox have already launched their robotaxis on the streets. Tesla will likely follow soon. But who are the suppliers that make this form of transportation possible? (p. 36)
Bright prospects
Nuclear power is to be expanded rapidly in the United States. Licensing procedures will be shortened, and new incentives will be offered. This is pleasing to the US uranium industry. (p. 40)
The new GameStop?
The fast-food chain was already a hit around ten years ago and is now back in high demand among investors. But is the stock also a viable investment? DER AKTIONÄR does the research. (p. 42)
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